HSBC publie une enquête sur le comportement des populations face au vieillissement et à la retraite. Elle révèle que pour beaucoup, le concept de retraite traditionnelle appartient désormais au passé. 80 % des personnes interrogées veulent ainsi supprimer la retraite obligatoire tandis que 14 % à peine associent vieillesse et indépendance financière. HSBC has published the world’s most comprehensive study on global attitudes to ageing and retirement, which shows that for many people traditional retirement is a thing of the past. Eighty per cent want to scrap mandatory retirement while just 14 per cent equate financial independence with old age. Entitled ‘The Future of Retirement’, the study examines attitudes in Brazil, Canada, mainland China and Hong Kong, France, India, Japan, Mexico, the UK and the USA – countries and territories which contain over half of the world’s people and combine to give a representative sample of the global population. Sir John Bond, Group Chairman of HSBC Holdings plc, said: « The ageing of the ‘baby boomer’ generation, declining fertility rates and increasing lifespans are combining to create new and complex demographic pressures across the globe. The resulting changes will in many cases be very positive but they also create real challenges, not least with regard to the funding of retirement. Even in Canada, the nation our research found to be the best prepared for retirement, just 24 per cent now equate later life with financial independence. « Yet in this landmark study we have found that the people of the world are already creating their own solutions. For example, we found that three in every four people said that working would be part of an ideal later life, while there is a growing acceptance that we will retire later to ease the burden on pensions and taxation. But people are not simply expecting to work longer, now they want to mix work and leisure, learning and rest. It is critical that governments, regulators, corporations and financial institutions understand these emerging trends in behaviour and attitude if we are to successfully tackle the pressing issues before us. »
